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Route
Select explicitly configured provider IDs for the permitted event.
Verification delivery
Build identity onboarding. Handle the next business action.
GridZen is a provider-neutral trust decision layer: combine authorized phone, email, IP, identity and account evidence for customer activation, payouts and account security. Start with supported adapters and your own provider relationship.
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Provider-neutral routingUse an explicitly authorized provider route.
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Normalized evidenceCommon signals and reason codes across providers.
✓
Controlled by designNo managed pack without reviewed rights and controls.
One decision layer. Your providers. Your policy.
Bring your own provider credentials first. Add GridZen-managed packs only after commercial, privacy and security approval.
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Normalize evidence
Translate incompatible provider responses into common signals and reason codes.
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Decide and audit
Return allow, review or decline with an explainable trace.
Decision moments
Three verification moments. One consistent contract.
Apply a proportionate policy where your customer lifecycle carries real operational risk.
01
Customer activation
Establish usable contact, identity and risk evidence before an account becomes active.
02Payout research and prototypes
Research and scoped prototypes; no immediate bank-match or payout-execution commitment.
03Recovery & sensitive changes
Step up verification when an account is recovered or security-critical details change.
GridZen for developers
Build and test your decision workflow
Move from the Decision API contract to an assistant-guided prototype, then review synthetic outcomes before scoping an authorized evaluation.
01
Connect your assistant
Six Skills and five MCP tools help with research, integration planning and reviewable drafts.
02Test synthetic outcomes
Exercise match, mismatch, missing evidence, timeout and unsupported routes.
03Review the API contract
Connect the reviewed workflow to the Decision API contract and scope authorized provider access.